I will thoroughly explain how to use Google Pay. Google Pay is a combination of 2 apps, Android Pay and Google Wallet.
When these 2 apps merged some years ago, it became Google Pay. This is a helpful app that gives you the ability to use your smartphone to make purchases at physical stores and online stores.
Google Pay is a free app that works on all Android devices that have an NFC chip that uses Android 4.4 or higher.
Today, this payment method is supported by many retailers in the U.S. such as Wholefoods, Walgreens, McDonald’s, Best Buy, and more.
Google Pay can be used in many stores that have a contactless payment terminal, but Google Pay also works with a variety of online businesses as well such as Amazon, eBay, and Shopify to name a few.
Now I will tell you everything you need to know about Google Pay and how it stacks up against the competition, and why you should use it.
How To Setup Google Pay:
Google Pay is extremely user-friendly so it’s very easy to set it up and use it. The very first thing you have to do is set up the payment system on your smartphone, this is a simple process it will only take you a few minutes.
You must go to the Google Play Store and download the free Google Pay app. Then launch it, you will be prompted for the camera to scan your credit/debit card info into the app so you don’t have to manually enter it.
After doing this, you can immediately start using Google Pay for payments. Most modern smartphones today that come with an NFC chip have NFC turned on by default.
However, if NFC is turned off on your phone, you must turn it on. When you’re ready to make a purchase at a store, you must unlock the phone and hold the back panel of the phone close to the credit card terminal for a few seconds to make the purchase.
The place where you’re supposed to put your phone varies from one terminal to the next, if you’re unsure you can ask the cashier for assistance.
When you place your phone against the credit card terminal, it will communicate wirelessly with the machine and securely transfer the funds from your account to pay for your purchase.
When the process has been completed you will see a variety of animations on your phone, then a blue check mark will appear on the display screen.
When the blue check mark appears, that means that the purchase has been successfully completed.
Sometimes you may be required to enter your PIN or sign a receipt at the end, depending on the amount of the purchase.
A Simple Guide On Using Google Pay:
Please remember that NFC must be turned on, on your phone before using Google Pay to make purchases. Once you’re sure that NFC is turned on, follow the steps below:
- Unlock your smartphone.
- Hold the back panel of your smartphone close to the payment terminal for a few seconds.
- Wait until you see a blue check mark on the display screen, this means that the payment has been completed.
- Enter your PIN or sign the receipt, if you’re required to do so.
You also have the ability to use Google Pay in apps such as Airbnb and Uber. If the merchant/retailer accepts Google Pay you must tap the Google Pay purchase button at the checkout to make the purchase.
What Banks Support Google Pay?
There are over 1,000 banks in the U.S. that support Google Pay, go to Google’s support page to see the list of banks.
What Countries Support Google Pay?
Google Pay is supported in the U.S. and in 27 additional countries around the globe these countries are:
- Czech Republic
- Hong Kong
- New Zealand
- United Arab Emirates
- United Kingdom
New countries are added from time to time, you can check the most recent list of banks that are supported for each country here.
Google Pay is supported in India, but it works in a different manner in India in comparison to the rest of the world. Click here for more information about Google Pay in India.
What Else Can You Do With Google Pay?
Google Pay gives you the ability to send and receive money from family and friends by using their phone number or email address. But this feature is only available on phones running Android 5.0 Lollipop or higher.
Why Use Google Pay To Pay In Stores?
You should use Google Pay because it’s secure, fast, easy to pay in apps, on websites, and in stores.
You should not worry about your credit card rewards because you will get the same benefits when you use your card through Google Pay as you would if you scanned it the old fashioned way.
Google Pay also gives you the ability to save your gift cards, loyalty cards and tickets.
How Does Google Pay Stack Up Against The Competition?
Google Pay’s biggest rivals are Apple Pay and Samsung Pay. At the moment Apple Pay is available in 33 countries around the globe.
Samsung Pay is available in 24 countries, Samsung Pay uses NFC but it also uses magnetic secure transmission (MST).
MST is a technology that transmits a magnetic signal, it mimics the magnetic strip on a traditional payment card.
As a result of this, Samsung Pay is compatible with every payment terminal, Google Pay isn’t.
Google Pay supports NFC, however, it doesn’t support MST technology.
Google Pay is growing in popularity because it’s extremely convenient, using it is easier than a credit/debit card.
However, the only major drawback is, if your battery dies you can’t use it.
Now You Know About Google Pay:
If you have any comments or questions about any of this information. Or if you would like to share your experiences with me, please feel free to do so in the comment section below.